Financial Partners Credit Union

Solutions in Finance, Inc. have been a valuable resource partner for several years. I first used their lending and collection consulting services while employed at another credit union. When I became President and CEO of Financial Partners Credit Union, I again enlisted their services. Much of our success in consumer lending and collections at Financial Partners can be attributed to implementation of their recommendations. I highly recommend Solutions in Finance, Inc. and will continue to use them as a resource.

Nader Moghaddam, President/CEO

Eagle Legacy Credit Union

As a new CEO, it was important that I quickly grasp the business challenges and implement positive strategies and standards for Eagle Legacy Credit Union. Partnering with Solutions in Finance, Inc. to assess our operation was a very smart move on my part. There was so much to review and they helped to quickly pinpoint our weaknesses and formulate corrective action in the lending and collections area. Their recommendations and support contributed to my early success as CEO. I appreciate their expertise and look forward to continuing our business relationship.

Sundie Seefried, President/CEO

Kern Schools Federal Credit Union

We retained Solutions in Finance, Inc, a lending and collection consulting company, because we were seeing an increase in our delinquency and charge offs. They performed a complete review of our collection department’s organizational structure and collection processes. After compiling the information, they provided a comprehensive recommendation document that we used to restructure our collection department. We are pleased that our delinquencies and charge offs have now decreased substantially. I highly recommend Solutions in Finance consulting services.

Vince Rojas, President/CEO

Kinecta Federal Credit Union

We have been benefiting from Solutions in Finance consulting services since early 2003 in both our consumer lending and collection operations areas. Solutions in Finance have provided valuable recommendations that have helped us dramatically improve our operation in both areas. We highly recommend Solutions in Finance consulting services and will continue to utilize their services well into the future.

Thomas Graham, Former President/CEO

First Financial Credit Union

We started using Solutions in Finance consulting services based on a recommendation from another credit union. We began with their collection management services with results that far exceeded our expectations. We are very pleased as our delinquencies have decreased dramatically. In addition, we utilized Solutions in Finance indirect auto lending services which we are also very pleased with. We recommend the services of Bill Garcia and Solutions in Finance as a valuable resource for improving both loan underwriting and collection operations.

Carlton Musmann, President/CEO

Point Loma Credit Union

Point Loma Credit Union started using Solutions in Finance consulting services, first in our Financial Services Department offering valuable collection recommendations, then in consumer lending to analyze our loan process, credit quality, and loan policies with very satisfactory results. Most recently we retained Solutions in Finance to assist us in writing our Business Lending Loan policies and getting us started with implementing a business-lending program.

I believe that Solutions in Finance brought a great deal of knowledge and experience that was invaluable in working with and providing guidance to our staff. We have developed a good business relationship with Solutions in Finance and look forward to utilizing their consulting services in the future.

Ted Dennis, President/CEO

Numerica Credit Union

NCU retained Bill Garcia of Solutions in Finance to analyze our Accounts Control Department. He provided a detailed recommendation document that helped us to reorganize the department using the latest in collection strategies and techniques.

I was impressed with Bill's knowledge of collection operations and how quickly he identified problems that existed. We have established a positive business relationship with Solutions in Finance as they continue to provide feedback for our lending and collection operation.

Solutions in Finance is a resource that we can count on for professional advice and guidance as we move into the new millennium.

Dennis A. Cutter, President

Arizona Federal Credit Union

We found Solutions in Finance, Inc. services and final report on collection operations to be of great value to us. We have implemented many of their recommendations. We will be using Solutions in Finance Inc. as a resource and we look forward to working with them in the future.


Ronald L. Westad, President/CEO

Xerox Federal Credit Union

Solutions in Finance came in and did a top-to-bottom review of XFCU's collection process. The review was economical, thorough, and done in a very timely manner. XFCU's results have far exceeded expectations; the delinquency ratio has dropped from 1.20% from the date of the review to its current level of 0.79%. Much of the credit belongs to the many recommendations brought forth by Solutions in Finance.

Kurt Rechner, Executive Vice President/CFO