Business Lending Consulting
Business lending creates loan growth opportunities, serving the small-business market and local community. We have twenty five years of business-lending experience. Loan products include commercial real estate, secured and unsecured business lines of credit, term loans, equipment/vehicle loans, and business credit cards.
Our business-lending services assist clients in improving existing business-lending programs or creating and establishing a new business-lending program.
For existing business lending programs, we offer:
- Loan policies and lending guidelines review
- Loan origination process and efficiency analysis
- Loan review for credit quality
- Review micro-loan and business credit card scoring models
- Review credit risk management strategies
- Problem loan workouts/collections
For new programs, we offer:
- Competitive analysis
- External market analysis
- Create member business loan policies/lending guidelines
- Product development
- Create loan participation policy and master agreement
- Assist with recruiting staff or third-party underwriters/services
- Assist with loan documentation vendors
- Assist with technology/loan origination software vendors